BNI Consider Lower Interest Rates
February 9th, 2009 | by rarzi |JAKARTA, SATURDAY – BNI will consider a decrease in interest rates banknya following a decline in the reference interest rate of Bank Indonesia (BI Rate) is 8.25 percent.
According to BNI President Director Gatot M Suwondo, the lower the interest rate has deposits of 0.5 percent in 2008 year ago. While interest rates for loans are also down between 0,5-1 percent.
“We have our first fall but keep the margin is,” said Gatot, after the launch of BNI Hasanah Card, at the JCC, Jakarta, Saturday (7 / 2).
Gatot estimate the BI Rate will be in the range of 7-8 percent for the period of 2009. For interest rate loans, according to him will be difficult to see a drop down which is quite a lot. However, for the interest rate is estimated doposito can still down 0.5 percent again.
“We have to keep interest rates as liquidity if we go down and not how the other banks? Business must be profit. However, we still want to reduce that to facilitate the real sector,” he said.